I have Dental Insurance. What will it cover?
Dental insurance benefits can help you offset some of the costs of your dental care. If you are fortunate enough to have Dental Benefits, we can help you maximize your benefits up to the limit of your policy so long as your policy allows you to seek dental care from a dental provider who is not within your insurance network.
We will gladly file your insurance claim for you, and do any follow up necessary to help you maximize your benefits. And if we file for a predetermination of benefits for a procedure with your insurance company you will only be asked to pay for the non-covered portion instead of the total amount at the time of service and we will wait for the rest from your insurance dental benefits company. (Any balance due, should your insurance policy not pay as they estimate, will be billed to the patient.)
Otherwise, you can start without waiting for your insurance company, pay for the cost of treatment and the insurance company will send you a check directly.
Our patients have found that any difference in their out-of-pocket investment for going out-of-network is far out-weighed by the exceptional care they receive.
We believe that all patients deserve to know about their dental health and if necessary, treatment options to restore their mouth to optimal health. We will diagnose and treatment plan according to your needs and what is in your best interest, not based on your dental insurance benefits. After all, our commitment is to you, our patient.
Be assured that prior to the start of any treatment you will know what the total cost of your treatment is, an estimate of what your insurance expects to pay and what your financial portion will be.
If my treatment costs more than my dental benefits will cover, what options will I have to pay for my care?
We feel our patients shouldn’t hesitate to approach us about any financial concerns they may have. We understand that many patients may have limited or no dental insurance coverage and may find it difficult to exceed budgets they may have in place. In many instances, Dr. Sousa can prioritize your dental care or phase the sequence of treatment needed so that it can better fit into your budget. In addition, we offer several dental financing options that can help.
East Hills Dental offers dental financing options including interest free financing through CareCredit and Wells Fargo. Through these financing companies, we are able to help you more easily manage the costs of dental care by creating small monthly payments instead of large lump sum payments. More importantly, with the financial options at our disposal, we are able to provide our patients with a means to move forward with the treatment they desire now instead of waiting.
We are aware that certain services are not covered by dental insurance but the difference they can make in your appearance and self-confidence may be worth the investment. Certain procedures may also cost less than expected. Setting up a consultation with us at East Hills Dental is the best way to know exactly what your options are. You may be surprised by what can get accomplished.